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Life Insurance Providers |
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Kotak Mahindra Life Insurance |
Money Back Policy
• These policies are structured to provide sums required as anticipated expenses (marriage, education, etc) over a stipulated period of time. With inflation becoming a big issue, companies have realized that sometimes the money value of the policy is eroded. That is why with-profit policies are also being introduced to offset some of the losses incurred on account of inflation.
• A portion of the sum assured is payable at regular intervals. On survival the remainder of the sum assured is payable.
• In case of death, the full sum assured is payable to the insured.
• The premium is payable for a particular period of time.
Annuities And Pension
In an annuity, the insurer agrees to pay the insured a stipulated sum of money periodically. The purpose of an annuity is to protect against risk as well as provide money in the form of pension at regular intervals.
Over the years, insurers have added various features to basic insurance policies in order to address specific needs of a cross section of people.
Kotak Mahindra Life Insurance Plans: -
Individual Plan
• Kotak Smart Advantage
• Kotak Eternal Life Plans
• Kotak Platinum Advantage Plan
• Kotak Headstart Child Plans
• Kotak Sukhi Jeevan Plan
• Kotak Privileged Assurance Plan
• Kotak Term Plan
• Kotak Preferred Term Plan
• Kotak Money Back Plan
• Kotak Child Advantage Plan
• Kotak Endowment Plan
• Kotak Capital Multiplier Plan
• Kotak Retirement Income Plan
• Kotak Retirement Income Plan
(Unit-linked)
• Kotak Safe Investment Plan II
• Kotak Flexi Plan
• Kotak Easy Growth Plan
• Kotak Premium Return Plan
• Riders
Group Plan
• Employee Benefits
• Kotak Term Grouplan
• Kotak Credit-Term Grouplan
• Kotak Complete Cover Grouplan
• Kotak Gratuity Grouplan
• Kotak Superannuation Grouplan
Rural Plan
• Kotak Gramin Bima Yojana
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